I will summarize the five major advantages of Zank within the non-bank lending/MM sector:
- Diverse Owner-Occupied Product Line: Zank boasts an extensive range of owner-occupied products, catering to a wide variety of clients. Whether it’s visa types (PR, citizens, TR, or non-residents), income documentation (Full doc or low Doc), property types (existing homes, off-the-plan, construction loans), or income sources (domestic or overseas income), we have corresponding owner-occupied loan products to meet the needs of our clients.
- Pure Business Model: Zank follows a pure B2B model, focusing solely on collaboration with mortgage brokers and avoiding direct customer interactions. This approach prevents any negative competition with brokers and fosters win-win partnerships.
- Stable Funding Line for Products: Zank is backed by multiple mortgage loan warehouse funding lines, ensuring the stability of our product offerings and risk diversification. This structure allows for seamless switching between different products, offering clients more flexible options.
- Flexible and Efficient Approval Process: Compared to traditional banks, Zank’s approval process is relatively straightforward and exceptionally fast. Typically, when brokers submit loan applications, we respond within 1-2 days, outlining any additional documentation required. This efficient approval process ensures quick and convenient service for clients.
- Proficient and Robust Team: Zank’s team members each possess over five years of experience in the non-bank lending industry. Whether it’s the Business Development team, Credit team, Valuation team, Settlement team, or Customer Service team, our professionals are well-versed and employ efficient teamwork strategies to independently address the needs of brokers and clients.
These are the five key advantages of Zank within the non-bank lending sector. We are committed to continuously delivering high-quality and flexible financial services, assisting the Chinese community in Australia to collaborate and thrive in the financial realm, while creating a brighter future together. We appreciate your support and collaboration!
